{
  "version": "2",
  "generatedAt": "2026-11-03T22:49:39.280Z",
  "listing": {
    "slug": "ramp",
    "name": "Ramp",
    "tagline": "Corporate cards, expenses, and bill pay with a $0 plan, an official remote MCP, and a CLI with an agentic-purchase skill.",
    "shortTagline": "Corporate cards and expenses",
    "description": "Ramp is a hosted spend platform: cards, expense management, accounts payable, and accounting sync to QuickBooks and Xero on a free plan. Ramp publishes an MCP server at mcp.ramp.com/mcp (demo data at demo-mcp.ramp.com) and a CLI over the same agent-tools backend, so an agent can search transactions, approve or reject requests, code transactions, submit reimbursements, and, with Agent Cards, make a scoped one-time purchase.",
    "capabilities": [
      "operable"
    ],
    "vertical": "support-bookkeeping",
    "alternativeTo": [
      "Brex",
      "Expensify",
      "SAP Concur"
    ],
    "shape": "product",
    "formFactor": "api",
    "executionModel": "deterministic",
    "provenance": "human-written",
    "codeStack": null,
    "modelStack": null,
    "repos": [],
    "interface": {
      "kind": "mcp",
      "url": "https://mcp.ramp.com/mcp",
      "official": true,
      "hosted": "remote"
    },
    "operability": "official",
    "recommendedWrapper": null,
    "reach": [
      {
        "job": "Search transactions and export spend",
        "reachable": true,
        "evidence": "docs.ramp.com build-for-ai-agents: search transactions by merchant, amount, date, or user; full spend exports and SQL-style analysis (admins)"
      },
      {
        "job": "Approve or reject transactions, reimbursements, and requests",
        "reachable": true,
        "evidence": "same guide: approve or reject transactions, reimbursements, and unified requests"
      },
      {
        "job": "Code transactions to accounting categories",
        "reachable": true,
        "evidence": "same guide: edit transaction memos, fund assignment, accounting categories, and trip assignment"
      },
      {
        "job": "Submit and resubmit reimbursements",
        "reachable": true,
        "evidence": "same guide: submit and resubmit reimbursements"
      },
      {
        "job": "Answer policy questions",
        "reachable": true,
        "evidence": "same guide: policy Q&A from natural-language prompts; Help Center search"
      },
      {
        "job": "Make a purchase with a scoped card",
        "reachable": true,
        "evidence": "Agent Cards: merchant- and amount-scoped credential requested before one checkout; CLI skill agentic-purchase; needs an active fund"
      },
      {
        "job": "Manage trips and bookings",
        "reachable": true,
        "evidence": "same guide: create trips, view trips, connect transactions to trips, retrieve flight and hotel bookings"
      },
      {
        "job": "Load vendors, departments, entities, balances",
        "reachable": true,
        "evidence": "same guide: load vendor lists, accounting categories, tracking categories, departments, entities, treasury balances, org chart"
      },
      {
        "job": "Approve bills",
        "reachable": false,
        "evidence": "same guide: bill approvals aren't yet available through MCP"
      },
      {
        "job": "Issue cards and set card controls",
        "reachable": null,
        "evidence": "not listed among MCP capabilities; Developer API has cards-and-funds"
      }
    ],
    "editions": [
      {
        "name": "Free",
        "price": {
          "amount": 0,
          "currency": "USD",
          "period": "user/month"
        },
        "open": false,
        "distributions": [
          {
            "kind": "hosted",
            "url": "https://ramp.com/pricing"
          }
        ]
      },
      {
        "name": "Plus",
        "price": {
          "amount": 15,
          "currency": "USD",
          "period": "user/month plus platform fee"
        },
        "open": false,
        "distributions": [
          {
            "kind": "hosted",
            "url": "https://ramp.com/pricing"
          }
        ]
      },
      {
        "name": "Enterprise",
        "price": null,
        "open": false,
        "distributions": [
          {
            "kind": "hosted",
            "url": "https://ramp.com/pricing"
          }
        ]
      }
    ],
    "skills": {
      "kind": "none",
      "paths": [],
      "install": null,
      "note": "Hosted MCP server only; Ramp publishes no skill."
    },
    "customization": null,
    "useWhen": [
      "we run our cards and expenses on Ramp's free plan and want the agent to code last week's transactions and chase missing receipts before the QuickBooks sync",
      "we want an agent to buy a scoped item once with a merchant-locked card instead of sharing a company card number"
    ],
    "accounts": [
      "Ramp (US business, card underwriting)",
      "QuickBooks Online or Xero for sync (optional)"
    ],
    "active": true,
    "lastActivity": null,
    "gotchas": [
      "US businesses only; card approval is an underwriting step, not a signup",
      "Custom MCP clients need redirect-URI allowlisting through Ramp support before production; the shared Ramp OAuth client must be used",
      "Read-write sessions expire 24 hours after last use; admins control MCP access per employee under Integrations",
      "CLI is built on api.ramp.com/agent-tools, which is closed to external clients"
    ],
    "fit": {
      "adaptable": 0,
      "operable": 3
    },
    "evidence": {
      "formFactor": "hosted platform; remote MCP and CLI",
      "executionModel": "the interface is deterministic API access; Ramp's own AI features are server-side",
      "operability": "docs.ramp.com llms-guides: MCP server at https://mcp.ramp.com/mcp, sandbox demo-mcp.ramp.com/mcp, browser OAuth",
      "editions": "ramp.com/pricing: Free $0/mo/user with QuickBooks Online and Xero integrations and basic accounting rules; Plus $15/mo/user plus platform fee",
      "active": "developer changelog feed and AI-agents guide published 2026"
    },
    "confidence": {
      "formFactor": 0.95,
      "executionModel": 0.85,
      "operability": 0.95,
      "reach": 0.9,
      "editions": 0.9
    },
    "openQuestions": [
      "Whether MCP access is included on the Free plan or gated to Plus",
      "Card issuance through MCP"
    ],
    "sources": [
      {
        "url": "https://docs.ramp.com/llms-guides/ai-agents.txt",
        "foundBy": "sourcing:support-bookkeeping:vendor"
      },
      {
        "url": "https://github.com/ramp-public/ramp_mcp",
        "foundBy": "sourcing:support-bookkeeping:registries"
      },
      {
        "url": "https://docs.ramp.com/llms-guides/build-for-ai-agents.txt",
        "foundBy": "analysis"
      },
      {
        "url": "https://ramp.com/pricing",
        "foundBy": "analysis"
      }
    ],
    "research": {
      "stage": "verified",
      "verdict": "unverified",
      "reason": "Vendor-hosted official MCP with write actions and purchase capability on a free plan; the stale ramp_mcp GitHub repo is superseded by the remote server.",
      "disputed": []
    },
    "url": "apps/ramp.html",
    "coverage": "partial",
    "paid": true,
    "source": "research/verified/ramp.json"
  }
}